Sadly, even the most basic of funeral is not inexpensive.
In many cases, the deceased may have left sufficient money in their estate to cover the cost of their funeral. If so, then the Executor of the estate will take care of paying for the funeral. Alternatively, family or a close friend may pay for the funeral and may then be reimbursed from the deceased’s estate.
If you are on a low income, you may be eligible to a bereavement payment from the Government known as Funeral Expenses Payment. The payment will not usually cover all of the costs of the funeral. How much you get depends on your circumstances. This includes any other money that’s available to cover the costs, for example from an insurance policy or the deceased person’s estate. This link gives more details: https://www.gov.uk/funeral-payments
If there are neither sufficient funds in the estate or family or friends are unable to pay, then a Public Health Funeral will be arranged by the local council. This will normally be a short service and a cremation which people may attend.
We understand that for many families it may be a struggle to pay for a funeral they would wish their loved one to have. As such, we will do everything possible to keep costs to a minimum.
Pre-paid Funeral Plans
With a pre-paid funeral plan, all the costs for a funeral will have been paid for by the deceased. The funeral plan will be arranged through a funeral director and they will then be used for the funeral.
There are many benefits to using a pre-paid funeral plan, such as:
- Ensuring you have the funeral that meets your wishes
- Saving on the rising cost of funerals by paying at today’s prices
- Protecting your loved ones from having to pay and avoiding any stress at a difficult time
- A range of payment options spreading costs over many years
- The ability to amend your funeral arrangements when you wish