Here are some common myths that cause confusion for bereaved families:
1. A funeral will definitely cost more than £4,000.
2. Funeral directors expect you to pay a large deposit.
3. Direct cremation is the cheapest way to do a no-fuss funeral.
4. Small funeral directors do not offer direct cremations.
5. Bereaved families cannot shop around.
1. A funeral will definitely cost more than £4,000
Big insurance companies often report average funeral prices that can be misleading. Cremation fees particularly vary across the country. Often local independent funeral directors can arrange a funeral lower than the “average” cost.
2. Funeral directors expect you to pay a large deposit
Most if not all funeral directors will ask for a deposit up front. This isn’t due to a lack of trust, but are the charges which are paid up front merely to cover third party costs such as cremation / burial or doctors fees and can be as much as 50% of the invoice.
3. Direct cremation is the cheapest way to do a no-fuss funeral
A direct cremation is not a funeral, its merely a process of disposing of human remains. It might be appropriate in circumstances but be aware that its devoid of any farewell and ceremony and careful consideration should be given before going down this route as it might complicate the grief journey. A good independent funeral director can support you and help you and is all about removing the hassle from arranging a funeral whether that’s a traditional funeral or a direct cremation.
4. Small funeral directors do not offer direct cremation.
Due to significant and aggressive advertising, many believe only large national firms offer this service. However, your local funeral director is able to arrange a direct cremation. Also loved ones will be cared with dignity and locally allowing you to spend time saying goodbye if wished.
5. Bereaved families cannot shop around
Many people use a local funeral director because they have a good reputation in their area and are trusted by generations of families. But with digital technology, it has never been easier to shop around and compare funeral directors prices on-line. It is also now a legal requirement for funeral businesses to display their prices.
This text is mainly an extract of a feature on the SAIF website edited for space